Robert Hartwig

A Carrier Management article investigates the valuation of InsurTechs compared to more traditional insurance carriers. InsurTechs are often overvalued. This is demonstrated by companies like Root Insurance and Lemonade. Dr. Robert Hartwig is critical of InsurTech startups chances … [Read more...] about Carrier Management 6/21/2021- How to Value an InsurTech

The Wall Street Journal posted an article about the Tulsa race massacre that took the lives of dozens of Black residents and resulted in at least 70 property owners filling insurance claims, including Loula Williams, owner of Williams Dreamland Theater. Many of the claims were … [Read more...] about The Wall Street Journal 5/29/2021- Insurance Exclusions Left Black Tulsans Footing the Bill for the Massacre

USAA, a San Antonio property and casualty insurance company, increased advertising spending by 38 percent from 2019 to 2020. The San Antonio Express News analyzes the increase in a recent article. Dr. Robert Hartwig explained that this is for a simple reason: the size of the … [Read more...] about San Antonio Express News 5/20/2021 – Ad spending soars at San Antonio’s USAA as membership gains shrink

Many insurers, although starting to use telematics in pricing decisions, still mainly rely on proxies like credit score and employment status. Carrier Management discusses how InsurTech innovation by companies like Loop and Buckle are trying to move away from this practice. … [Read more...] about Carrier Management 5/18/2021- An Alternative View: Crediting Credit Scores

Loop, a managing general agency, is planning on selling auto policies with premiums based on a combination of telematics produced driving behavior and AI data on unsafe road conditions. Read more about Loop in Carrier Management's article here. Carrier Management reached out to … [Read more...] about Carrier Management 5/18/2021- Is Loop the Future of Automobile Insurance?

The Post and Courier reported on a recent study conducted by Health Affairs that shows urgent care centers are a significant cost to the U.S. health care system. The study reports that 37 urgent care visits were associated with only one fewer visit to the emergency room. Dr. … [Read more...] about The Post and Courier 4/19/2021- Urgent care has proliferated across SC as new research raises questions about cost

Chubb made an unsolicited $23.2 billion bid for The Hartford. As Dr. Robert Hartwig points out, there are commercial lines synergies, but "he described the Chubb proposal as a chess game by CEO Greenberg, with the commercial lines business being the initial move of the pawn in a … [Read more...] about Insurance Journal 3/19/2021- Why Its Bid for The Hartford Is a Personal Lines ‘Chess’ Move by Chubb