The article by Robert Hartwig explores the detrimental impact of aggressive plaintiff attorney advertising on civil litigation. Hartwig highlights three prevalent myths surrounding the legal system. Firstly, claimants often expect a substantial payout, but attorneys may retain a … [Read more...] about Three Myths of Civil Litigation – 4/8/2024
Papers
Gov. Youngkin can protect Virginians from higher auto insurance costs by vetoing Senate Bill 256 – 03/25/2024
This Op-Ed from Dr. Robert Hartwig highlights the new litigation favoring bill in Virginia. The passage of SB 256 by the Virginia General Assembly during a period of inflationary pressure raises concerns about its potential impact on auto insurance premiums. The bill introduces a … [Read more...] about Gov. Youngkin can protect Virginians from higher auto insurance costs by vetoing Senate Bill 256 – 03/25/2024
The Insurance Industry’s Commitment to Fairness in Insurance Pricing – August 2023
This paper from Dr. Robert Hartwig examines the origins and evolution of policymaker and insurer commitments to ensuring fairness in insurance pricing and surveys the research (historical and current) measuring the success of those commitments. According to Casualty Actuarial … [Read more...] about The Insurance Industry’s Commitment to Fairness in Insurance Pricing – August 2023
Co-Authored White Paper- “Hard Market Cycle Arrives”
Dr. Robert Hartwig co-authored a white paper in conjunction with the American Property Casualty Insurance Association (APCIA) on inflation, natural disasters and the strained property insurance markets. Read the entire paper below. … [Read more...] about Co-Authored White Paper- “Hard Market Cycle Arrives”
It’s Not Just the Weather: The Man-Made Crises Roiling Property Insurance Markets
Dr. Robert Hartwig co-authored a paper titled "It's Not Just The Weather" discussing how the tragedies from Hurricane Andrew led to positive community safety innovations through modern building codes and enhanced regional mitigation initiatives. However, thirty years later, there … [Read more...] about It’s Not Just the Weather: The Man-Made Crises Roiling Property Insurance Markets
Co-Authored White Paper- “Behavioral Validation of Auto Insurance Rating Variables”
Dr. Robert Hartwig co-authored a white paper in conjunction with the American Property Casualty Insurance Association (APCIA) on the behavioral drivers of auto insurance losses. Read the entire paper below. … [Read more...] about Co-Authored White Paper- “Behavioral Validation of Auto Insurance Rating Variables”
“Insurance for Economic Losses Caused by Pandemics” by Robert Hartwig, Greg Niehaus and Joseph Qiu
Dr. Robert Hartwig, Dr. Gregory Niehaus, and Dr. Joseph Qiu collaborated on a paper titled, "Insurance for Economic Losses Caused by Pandemics," that has been accepted for publication in the Geneva Risk and Insurance Review, which will be released in October. The paper examines … [Read more...] about “Insurance for Economic Losses Caused by Pandemics” by Robert Hartwig, Greg Niehaus and Joseph Qiu
Co-Authored White Paper- “Communicable Disease Exclusions: Maintaining Stability in Property Casualty Insurance Markets Amid a Global Pandemic”
Dr. Robert Hartwig co-authored a white paper in conjunction with the American Property Casualty Insurance Association (APCIA) on maintaining stability in the P&C insurance markets amid COVID-19. Read the entire paper below. … [Read more...] about Co-Authored White Paper- “Communicable Disease Exclusions: Maintaining Stability in Property Casualty Insurance Markets Amid a Global Pandemic”
Dr. Robert Hartwig Co-Authored “Uninsurability of Mass Market Business Continuity Risks from Viral Pandemics”
Dr. Bob Hartwig collaborated with the APCIA (American Property Casualty Insurance Association) to write, "Uninsurability of Mass Market Business Continuity Risks from Viral Pandemics." Read the paper below or click here. … [Read more...] about Dr. Robert Hartwig Co-Authored “Uninsurability of Mass Market Business Continuity Risks from Viral Pandemics”