The White House’s new America First Resilience Strategy shifts greater responsibility for disaster preparedness and recovery to states while reducing the federal government’s role as the nation’s primary disaster financier. Dr. Robert Hartwig, professor at the University of South Carolina, says the strategy recognizes insurers as “the economic first responders that they are,” highlighting the industry’s essential role in helping communities recover after disasters. The strategy also promotes risk-informed insurance pricing, encouraging stronger mitigation efforts and more resilient building practices. While Dr. Hartwig believes the overall direction aligns with long-standing insurance industry priorities, he cautions that its success will depend on consistent implementation and meaningful investment by state and local governments. To read more about this issue, click here.