President-elect Donald Trump stated that he plans to cut car insurance costs once elected. This claim has confounded insurance professionals, who find it unclear how a president’s actions could directly affect car insurance prices. In this article, experts in economics, insurance, and risk provide their opinions on the President-elect’s claims. Dr. Robert Hartwig of the University of South Carolina refutes Trump’s statement and affirms, “The President of the United States has zero authority to directly impact auto insurance premiums.” To hear more from Dr. Hartwig and other industry leaders, click here.